A Recession by Any Other Name
Although there’s confusion around the definition of a recession, it’s helpful to remember that periods of economic slowdown – whether they are officially deemed a recession or not – are a normal part of the economic cycle.
Mindful Finance
Periodically taking time to review your financial situation can alleviate stress and give you a sense of control.
Double-Edged Dollar
Similar to other assets, currency markets have cycles and are sensitive to the near and intermediate-term outlook for the global economy. As the US dollar gains strength on global markets the results of the appreciating currency remain complex.
Sharing the Power (of Attorney)
Naming a good power of attorney and sharing your wishes, values, and financials with them will ease the transition into sharing control of critical aspects of your life and provide peace of mind.
The Art of Community
Seven years, and twenty-three shows later, we celebrate the shared experience of love and appreciation for art in our local community and the integral part it plays in who we are as a firm and why the intersection of art and community matters.
The Tedious Middle
Q2 2022 Market Commentary
Reflecting on past periods of economic and political turbulence won’t provide a precise roadmap for the current moment, but it can provide a comforting reminder about the longer arc of progress.
The Patience of Incremental Change
Investments can't change everything, but they provide a form of action when we are otherwise overwhelmed by climate change or the need for equity, and they are the language through which our country expresses itself.
Invested for the Long-Term, Living in the Short-Term
For investors, watching the value of their portfolios decline is often uncomfortable, which highlights a fundamental challenge during periods of market turbulence: we are invested for the long-term, but we live our lives in the short-term.
Illuminating the Next Chapter
At its core, cash flow planning is about helping us make better decisions. It involves organizing our financial life into something comprehensible and then looking into the future to understand the range of potential outcomes.
Change Under the Surface
Being a long-term investor means tolerating periods of uncertainty, and knowing that they will also lay the foundation for the growth that will follow.
From Reaction to Action
In the initial moment of reaction, complex emotions compete with the sense that there are many decisions to be made, whether personal or financial.
From Cacophony to Symphony
While we can't predict how long stock price declines will last, we are committed to calmly maintaining stock exposure and regular rebalancing.
Complexity and Its Discontents
Inflation will likely recede as the year progresses, although there may also be new cycles of supply challenges, as well as an overall economic slowdown due to higher interest rates.
The Pace of Change
The current pace of change has disoriented investors and put downward pressure on prices and this volatility may not subside in the short-term.
Personalizing Your Pension Election
For employees with access to a pension plan, there is a choice between managing their own pension assets for maximum flexibility or delegating responsibility to their employer for maximum certainty.
A World in Energy Transition: Part 2
In part 2, we discuss how choices at institutional and individual levels affect the goal of transitioning energy consumption away from fossil fuels towards renewable energy.
A World in Energy Transition: Part 1
The development of fossil fuels over the past two centuries has led to significant progress in production and standards of living, but the negative impacts on our shared climate require new approaches and solutions.
A Lot Can Change in a Quarter
Q1 2022 Market Commentary
We expect commodity prices to remain elevated in the near term and any recovery in stock and bond prices to be tempered while investors reevaluate growth expectations in a less interconnected world.
Being a Money Person
We are all money people, each with a unique money story. Understanding your story is critical to effectively engaging with financial decision-making.
Patience Amidst Inflation
Inflationary pressures on consumers are likely to persist in the near term. As we look past moments of heightened market volatility, remaining invested and diversified has provided the most resilient outcomes for our clients.
A Financial Speed Bump for Sustainability
Geopolitical and financial instability is likely to reverberate for years, yet we also expect increased collaboration and progress on clean energy efforts.
A Dangerous Nostalgia
The shock waves of war emanating from Ukraine are real, and like past geopolitical events and natural disasters, they have both personal and financial impacts.
Embracing Mental Accounting
The phenomenon known as "mental accounting" shapes how we categorize and value money, consciously or not, and influences how we behave and interact with it.
Geopolitical Gyrations
Even though risks feel elevated in current headlines, the reality is that there are always risks, and opportunities, for financial markets. We focus on taking the appropriate amount of risk based on your situation, not based on market unknowns.
Invest in Living, Invest in Change
Our 2021 community engagement report is about investing in positive change.