North Berkeley Wealth Blog

North Berkeley Wealth Blog2020-09-10T10:17:40-07:00

Back to School

By |August 13th, 2021|Articles, Friday Reflections|

There are four primary avenues to paying for college: scholarships, student loans, work-study, and savings. Many families' college cash flow plans include several of these options, and each has different lessons for parents and children.

Mixed Messages

By |August 6th, 2021|Articles, Friday Reflections|

The prevailing story in the markets over the past year has been economic recovery, pandemic progress, and Fed support. The story has supported price growth but hinges on a “just right” middle path to keep those three pillars in balance.

History as Context

By |May 7th, 2021|Articles, Friday Reflections|

Tax rates and mortgage rates are both on the rise. For some investors, these shifts may indicate negative trends for market prices and economic growth. If we zoom out for perspective, history tells us that these increases may not be such a bad thing.

Pinch Points

By |April 30th, 2021|Articles, Friday Reflections|

Many industries have been unprepared for rapid surges in demand caused by the pandemic. Notably, the lumber and microprocessor industries find themselves rationing scarce quantities through higher prices.

A Dash of Perspective

By |April 23rd, 2021|Articles, Friday Reflections|

One method of gaining perspective when faced with overwhelming data is to zoom out and understand how recent activity fits into a larger pattern. By doing this, we can gain a better understanding of the ‘relative progress’ during the pandemic versus the ‘absolute progress’ over a longer timeframe.