From Cacophony to Symphony
While we can't predict how long stock price declines will last, we are committed to calmly maintaining stock exposure and regular rebalancing.
Complexity and Its Discontents
Inflation will likely recede as the year progresses, although there may also be new cycles of supply challenges, as well as an overall economic slowdown due to higher interest rates.
The Pace of Change
The current pace of change has disoriented investors and put downward pressure on prices and this volatility may not subside in the short-term.
Personalizing Your Pension Election
For employees with access to a pension plan, there is a choice between managing their own pension assets for maximum flexibility or delegating responsibility to their employer for maximum certainty.
A World in Energy Transition: Part 2
In part 2, we discuss how choices at institutional and individual levels affect the goal of transitioning energy consumption away from fossil fuels towards renewable energy.
A World in Energy Transition: Part 1
The development of fossil fuels over the past two centuries has led to significant progress in production and standards of living, but the negative impacts on our shared climate require new approaches and solutions.
A Lot Can Change in a Quarter
We expect commodity prices to remain elevated in the near term and any recovery in stock and bond prices to be tempered while investors reevaluate growth expectations in a less interconnected world.
Being a Money Person
We are all money people, each with a unique money story. Understanding your story is critical to effectively engaging with financial decision-making.
Patience Amidst Inflation
Inflationary pressures on consumers are likely to persist in the near term. As we look past moments of heightened market volatility, remaining invested and diversified has provided the most resilient outcomes for our clients.
A Financial Speed Bump for Sustainability
Geopolitical and financial instability is likely to reverberate for years, yet we also expect increased collaboration and progress on clean energy efforts.
A Dangerous Nostalgia
The shock waves of war emanating from Ukraine are real, and like past geopolitical events and natural disasters, they have both personal and financial impacts.
Embracing Mental Accounting
The phenomenon known as "mental accounting" shapes how we categorize and value money, consciously or not, and influences how we behave and interact with it.
Geopolitical Gyrations
Even though risks feel elevated in current headlines, the reality is that there are always risks, and opportunities, for financial markets. We focus on taking the appropriate amount of risk based on your situation, not based on market unknowns.
Invest in Living, Invest in Change
Our 2021 community engagement report is about investing in positive change.
Facebook’s Flop
Meta is one of the largest companies globally and the decline had a direct impact on major stock market indices. This changing landscape for Meta has broader lessons about the lifecycle of investments in innovative companies.
Paying for Certainty
Every decision to keep or pay down debt balances both personal and financial benefits, and not every circumstance is created equal.
The Impact of Interest Rates on Everything – Part II
The market is faltering, and the near-term could be bumpy. Over the long-term, we retain our conviction that a balanced allocation to both stocks and bonds remains the surest path to sustainable growth.
The Domino Effect
Recent social action has prompted corporate commitments for greater workplace equity. Investment managers will hold them accountable. This continued engagement will give investors confidence that their asset allocation choices make a difference.
The Changing Seasons
January brings the annual tradition of envisioning the year ahead. In financial markets, this means attempting to predict what can not be controlled.
A Market Christmas Carol
Visited by three spirits representing the arc of his past, present, and future, Scrooge was given the gift of perspective. It is a tale that holds valuable lessons for investors.
Planning While the World is in Flux
Plans rarely come with a guaranteed outcome. However, the process of planning reduces uncertainty and increases the likelihood that you will arrive at an outcome that aligns with your values and priorities.
Familiar Unknowns
While the emergence of the Omicron variant is troubling as a public health issue, it is familiar territory for the economy. As we face new variants and risks, we believe a long-term strategy will continue to serve our clients well.
Giving with Intention
It feels good to give, but getting started can be difficult. Affirming your values and identifying aligned organizations can make the experience more intentional and meaningful.
The Employment Migration
Will the economy sustain growth if employment hasn’t fully recovered? The current wave of resignations and employment migration clouds the picture.
Tender Offers: The New IPO
Tender offers provide employees of pre-IPO companies the opportunity to sell some shares while a company is still private. It's a strategy the benefits both the company and its employees.