Necessity – The Mother of Invention
The vaccine announcements provide hope for the resumption of robust economic activity, but the market and the country will need to navigate a hard winter before the distribution process is functionally underway.
The Next Phase
We believe a new phase of market growth will result from adaptation as we enter a new economic landscape.
The Value of Uncertainty
Certainty has value. Uncertainty has potential. The balance of the two is vital to our continued growth, both individually and as a community.
Optimism Fatigue
The worsening pandemic and uncertain financial markets are causing optimism fatigue. The key to fighting this fatigue is consistency in approach and taking a long-term view.
Beyond the Election Cycle
During the election cycle, people wonder how each candidate or political party will impact financial markets. The specific party in the White House impacts market returns less than many people would like to believe.
Taking In The View
There is anxiety about the near future and how it will affect financial markets. It's important to remember that short term variation is usually reversed at some point, averaging out to create consistent longer term results.
The Power of the Shareholder Vote
The shareholder vote is a powerful tool for creating systemic change within companies.
Shopping Small Wins Big
The reality for small businesses in the US is that the landscape is changing, but these shifts are also opening new opportunities and new audiences for business owners willing to adapt.
Unequal Impact, Unequal Recovery
Q3 2020 Market Commentary
A "K" shaped pattern recognizes the dramatic variation in recovery among different industries, demographics, and individuals, and highlights the current inequality in our economy.
Communication, Interrupted
The recent presidential debate highlights the disruption of interrupted communication. In the markets, and in our personal financial lives, effective communication allows us to form expectations and act accordingly.
Shareholders, Stakeholders, and Reclaiming Economic Power
Stakeholders, not just shareholders, need to be considered to rebalance economic power and make a more sustainable financial system.
Rest in Peace, Justice Ginsburg
Our founding partner, Kate Campbell King, reflects on the life of Justice Ruth Bader Ginsburg, the experience of understanding loss, and how we carry her legacy with us.
Who’s Got Your Back?
The point of estate planning is to prepare now to make things easier for yourself and your loved ones later.
North Berkeley Sponsors #Unbound
We're pleased to sponsor this exciting and important event from the Bay Area Book Festival that speaks to the issues of equity and belonging facing our nation.
A Blue Sky
Does disruptive change lead to action or paralysis? Whether you fall into the ‘hold tight’ camp or the ‘embrace the change’ camp or somewhere in between, it is key that your financial resources can support your particular life needs.
Equity Compensation – Know your Options
Equity compensation in the form of stock options is a complex issue. Understanding the balance of risk and benefits will lead to a confident decision when considering a new job.
An Orange Sky, and a Green Future
For a green future, enormous growth is needed in companies and industries that support renewable energy.
What Tech Giveth, Tech Taketh Away
The market has been led higher by a small cadre of beloved stocks before. History shows us that not only has euphoria for a small group of companies existed in past moments, but these periods have occasionally lasted for extended periods of time before reverting to more reasonable levels.
Cultivating Systemic Change
Our Impact Highlights Report discusses the circular economy and cultivating systemic change through shareholder advocacy.
National Policy, Personal Choices
Personal choices about savings and spending are affected by but independent from national fiscal policy. It is a matter of knowing what spending – and when spending – will bring you the most value.
Greater Than the Sum of the Parts
When a stock splits, the size of the pie doesn't change, just the number of pieces. So why do investors get so excited when it happens?
Mindful Finance
Periodically taking time to review your financial situation can alleviate stress and give you a sense of control.
YES Nature to Neighborhoods
Lead Advisor, Matthew Gatt, CFP shares his experiences working with our community partner, YES Nature to Neighborhoods.
On the One Hand: Housing Inflation
Are homeowners protected against the loss of purchasing power that inflation would bring?
The Magic of Bonds
Bonds can play many roles in individual and institutional portfolios; we value them primarily for improving stability and – perhaps less intuitively – as a tool to enhance future growth.