Our only compensation comes from our clients. As a fiduciary, our goals are always aligned with theirs and our motivation is to grow and protect our clients’ assets, not to do excessive trading or sell particular products. We provide conflict-free advice designed for each client’s personal financial path. Our fees are based on assets under management and include comprehensive investment management and financial planning.
Annual Fee Schedule
| Assets Under Management | Annual Fee |
|---|---|
| Up to $3 million | 1.00% |
| $3 – $5 million | 0.75% |
| $5 – $15 million | 0.5% |
| Over $15 million | 0.25% |
The minimum annual management fee is $10,000, so it makes sense to have $1,000,000 of assets under management in order to receive the best value.
The annual fee covers all investment management and financial planning services. There may be some circumstances, such as a very complicated estate, that are not covered by the normal annual fees. These services are available when needed and will be billed hourly according to the complexity of the situation.
Billing Schedule
Fees are billed quarterly and in most circumstances paid directly from the account(s) we manage for you. Our quarterly reporting to clients always shows performance net of our fees.
Nonprofit Investment Management
A financial advisory team to increase your organization’s impact
We provide investment management solutions for nonprofits. Please visit our nonprofits page for more information and fee structure.
When to Claim Your Social Security Benefits
Social Security benefits are an important component of any retirement plan. The decision of when to claim Social Security benefits should be based on your individual circumstances.
Duct Tape and Baling Wire
Transformation of industrial processes is key to slowing the growth and eventually decreasing the pace of carbon emissions. Space research has made contributions to development of measurement technologies that have allowed for innovation and improvement.
Inner Passages
October - December 2023
The art of Merl Ross and Eileen Starr Moderbacher with its bold color and powerful movement explores the connection between what we see and the feelings and perceptions it evokes.