Legacy Planning for Digital Assets

By |2024-06-21T14:49:26-07:00June 21st, 2024|

As we continue to rely on technology to make our lives more convenient, our digital asset landscape is becoming more relevant than ever. Including language in your estate plan that covers digital assets is an increasingly common practice to provide clarity over who has legal authority.  

The Challenges of Powering AI Infrastructure

By |2024-06-14T16:34:36-07:00June 14th, 2024|

The exciting potential growth of artificial intelligence and hyperscale computing capability should account for the logistical and environmental challenges of expanding infrastructure to handle the dramatic increase in energy demanded by powerful chips.

Sell In May and Go Away?

By |2024-06-07T13:03:56-07:00June 7th, 2024|

Even though stocks haven’t traditionally done as well from May through October, they still tend to go up, suggesting that staying fully invested has been more reliable than attempting to time the market. 

Safeguarding Against Financial Scams

By |2024-05-17T14:20:15-07:00May 17th, 2024|

Beyond awareness of what types of scams are out there, it’s important to recognize why they succeed, and acknowledge the pitfalls of some common reactions should they happen to you or a loved one.

Inflation Fatigue

By |2024-05-29T14:00:40-07:00May 10th, 2024|

While overall spending remains strong, early cracks are emerging, suggesting that consumers are feeling the fatigue after four years of inflation pressures.

Roth IRAs: Investing In Your Future

By |2024-05-29T13:59:51-07:00April 29th, 2024|

Having retirement money in both a Roth and a 401k gives you the choice to take either taxable or non-taxable income. This choice allows you to be deliberate about your source of income and taxes. 

Measuring What Matters

By |2024-04-19T14:43:12-07:00April 19th, 2024|

Measurement has historically been a catalyst for innovation, and companies concerned with environmental impact know that while measurable change is incremental, progress made is real.

Catastrophe, Resilience, and Growth

By |2024-04-05T14:08:06-07:00April 5th, 2024|

The collapse of the Francis Scott Key Bridge, while devastating, did not paralyze the nation's economy; similarly, a diversified portfolio is structured to absorb volatility without jeopardizing overall performance.

Navigating Finances, Together

By |2024-03-15T14:49:09-07:00March 15th, 2024|

Whether couples combine their finances, keep them separate, or use some combination of both depends on their individual preferences, values, and circumstances. Whatever path they choose, having a full picture makes it easier to engage with major financial decisions.

Artificial Intelligence, Real Companies

By |2024-03-08T14:26:18-08:00March 8th, 2024|

AI has the potential to transform industries and reshape the way we live and work. It also carries significant risks for specific professions and our broader social fabric, presenting challenges for policymakers and regulators.

Student Loans As a Planning Tool

By |2024-03-01T13:59:02-08:00March 1st, 2024|

Even when you have sufficient assets to cover the cost of college, it doesn’t automatically mean that now is the best time to use them. There are still timing considerations that can significantly impact both taxes and liquidity. One strategy to consider in these scenarios is having your child take out student loans.

2023 Community Engagement Report

By |2024-02-23T10:33:44-08:00February 23rd, 2024|

We experience the threads of community through our work with clients, interactions with people and local businesses, and partnerships with nonprofit organizations. Our Community Engagement Report explores how we strived to strengthen the fabric of our community in 2023.

A New Season Begins

By |2024-02-20T10:33:39-08:00February 16th, 2024|

When building your portfolio and saving for retirement, hitting singles and doubles is the safer, lower-risk route. It's the singles and doubles that win the game. Home runs are exciting, but good defense and strong pitching carry teams deep into the post season.

Illuminating the Next Chapter

By |2024-02-09T12:24:57-08:00February 9th, 2024|

In honor of our team member Ariana Alisjahbana welcoming her first child this week, we are rerunning an article from June 2022 that highlights financial considerations to keep in mind as you celebrate this next phase of life. Congratulations to Ariana and her growing family!  

Companies Get Their Quarterly Report Card

By |2024-02-02T13:17:35-08:00February 2nd, 2024|

Earnings reports include three key financial statements: the balance sheet, the income statement, and the cash flow statement. When a company announces its quarterly results, investors immediately compare the actual results to what financial industry analysts had estimated.

Planning for College with 529s

By |2024-01-26T13:35:57-08:00January 19th, 2024|

Even while tuition bills seem far off in the future, 529 plans can be a powerful tool which can help parents establish the habit of saving early and ease some of the financial and psychological stress that can arise as college enrollment approaches.

Defying Expectations, Shifting Narratives

By |2024-01-26T13:37:17-08:00January 5th, 2024|

The strong rally over the final two months of 2023 has led to the question of whether potential 2024 price gains may have been pulled forward. To some extent, we would say yes. Stock valuations aren’t unreasonable given where interest rates are, but they are pricing in a strong probability of several interest rate cuts in 2024.

What We Can Learn From the Price of Cardboard

By |2024-01-26T13:38:27-08:00December 15th, 2023|

History indicates that when cardboard prices jump higher, the economy is revving up. Some analysts have said that it is too soon to tell whether price increases will persist or if they are a one-time adjustment in a retail market still reeling from the unique circumstances of the pandemic.