The Arc of Change

By |2021-01-22T16:21:12-08:00January 22nd, 2021|

The arc of change bends towards justice but it isn't guaranteed. It requires hard work and tireless effort stretching across generations.

Points of Consistency

By |2021-01-22T16:22:11-08:00January 15th, 2021|

As we enter 2021, we expect to encounter potholes as well as progress, with an uneven path to global economic recovery over at least another year or two.

An Orange Sky, and a Green Future – Part II

By |2021-01-22T16:23:25-08:00January 8th, 2021|

Vaccine rollout and increased spending on green infrastructure may make 2021 a much more positive year economically than 2020. Whether or not stock prices have further room to rise in the near term, is yet to be determined.

Progress, Not Perfection

By |2020-12-31T09:51:24-08:00December 31st, 2020|

2020 brought dramatic change to our daily lives and prompted adaptation in many industries. Although 2021 will probably not be a smooth ride, progress will be the main theme.

Donor Advised Funds

By |2020-12-31T09:48:02-08:00December 29th, 2020|

Donor Advised Funds are powerful tools for legacy planning, can also benefit tax planning, and help mitigate gains from appreciated stock.

The Paradox of Partial Information

By |2020-12-18T15:28:04-08:00December 11th, 2020|

All decision-making, in investing and in life, is made with partial knowledge. It is important to find the right balance of potential and security so that we can have peace of mind in the moment.

New Solutions, New Challenges

By |2020-12-18T15:28:56-08:00December 4th, 2020|

Environmental concerns have led many people to embrace electric vehicles. Demand is driving innovation and widespread adoption is sparking growth in new industries, especially around the reuse and recycling of batteries.

Necessity – The Mother of Invention

By |2020-12-11T15:15:02-08:00November 20th, 2020|

The vaccine announcements provide hope for the resumption of robust economic activity, but the market and the country will need to navigate a hard winter before the distribution process is functionally underway.

The Next Phase

By |2020-12-04T17:03:04-08:00November 13th, 2020|

We believe a new phase of market growth will result from adaptation as we enter a new economic landscape.

The Value of Uncertainty

By |2020-11-20T15:41:35-08:00November 6th, 2020|

Certainty has value. Uncertainty has potential. The balance of the two is vital to our continued growth, both individually and as a community.

Optimism Fatigue

By |2020-11-13T14:26:51-08:00October 30th, 2020|

The worsening pandemic and uncertain financial markets are causing optimism fatigue. The key to fighting this fatigue is consistency in approach and taking a long-term view.

Beyond the Election Cycle

By |2020-10-30T15:42:26-07:00October 25th, 2020|

During the election cycle, people wonder how each candidate or political party will impact financial markets. The specific party in the White House impacts market returns less than many people would like to believe.

Taking In The View

By |2020-10-30T15:41:05-07:00October 23rd, 2020|

There is anxiety about the near future and how it will affect financial markets. It's important to remember that short term variation is usually reversed at some point, averaging out to create consistent longer term results.

Shopping Small Wins Big

By |2020-10-23T16:39:32-07:00October 16th, 2020|

The reality for small businesses in the US is that the landscape is changing, but these shifts are also opening new opportunities and new audiences for business owners willing to adapt.

Unequal Impact, Unequal Recovery

By |2020-10-20T09:36:06-07:00October 9th, 2020|

Q3 2020 Market Commentary
A "K" shaped pattern recognizes the dramatic variation in recovery among different industries, demographics, and individuals, and highlights the current inequality in our economy.

Communication, Interrupted

By |2020-10-16T16:27:33-07:00October 2nd, 2020|

The recent presidential debate highlights the disruption of interrupted communication. In the markets, and in our personal financial lives, effective communication allows us to form expectations and act accordingly.