ESG is not a cure-all for the environmental or social challenges we collectively face. It can, however, serve as a valuable tool for investors to reduce specific portfolio risks and align their investments with a changing world.
Impact in Action Report
Highlighting investment in affordable housing in the Bay Area and its connection to voter-approved bond measures in Alameda County.
Climate change is upending our traditional theories of inflation. The consequences of extreme weather and a degrading environment are now being integrated into financial calculations and may continue to drive prices higher.
Consumer demand for ESG funds signals that the long-term trajectory for sustainable investing is on solid footing despite growing pains and political noise from both sides about imperfections.
Investments can't change everything, but they provide a form of action when we are otherwise overwhelmed by climate change or the need for equity, and they are the language through which our country expresses itself.
In part 2, we discuss how choices at institutional and individual levels affect the goal of transitioning energy consumption away from fossil fuels towards renewable energy.
The development of fossil fuels over the past two centuries has led to significant progress in production and standards of living, but the negative impacts on our shared climate require new approaches and solutions.
Geopolitical and financial instability is likely to reverberate for years, yet we also expect increased collaboration and progress on clean energy efforts.
Recent social action has prompted corporate commitments for greater workplace equity. Investment managers will hold them accountable. This continued engagement will give investors confidence that their asset allocation choices make a difference.
It feels good to give, but getting started can be difficult. Affirming your values and identifying aligned organizations can make the experience more intentional and meaningful.
Impact Highlight Report
Disclosures help investors evaluate companies. Increasingly, investors are demanding more than just financials, they want insight into a companies environmental and social performance.
Our choice of banks is an essential, though often unexamined, financial relationship. Choosing a bank can be a way to create positive alignment between your values and your finances.
Evaluation of risk and the ability for investors to align their decisions with social values depend on the availability of relevant metrics and data transparency.
Response to our worsening climate crisis is complex and gradual. For clients interested in climate friendly investing, we focus on a number of ways they can choose financial security while having an impact with their investments.
Response to our worsening climate crisis is complex and gradual. A chorus of voices from investors and consumers can accelerate the process for all stakeholders in the global ecosystem.
Diverse boards and diverse management teams - both in terms of gender and racial diversity - can anticipate a broader set of needs, and come up with more innovative solutions.
Impact Highlight Report
We highlight specific investments that address the historic lack of access to capital in housing and business funding via both loans and venture capital.
Impact Highlight Report
We examine the interconnection between soil health and societal health and the opportunity for investors to align their financial resources with their desire for a positive impact.
North Berkeley Wealth Management was featured on the Investing Forward podcast discussing community investing, CDFIs, and CNote.
The shareholder vote is a powerful tool for creating systemic change within companies.