When to Claim Your Social Security Benefits
Social Security benefits are an important component of any retirement plan. The decision of when to claim Social Security benefits should be based on your individual circumstances.
Runway to Retirement
For many, the years leading up to retirement are a time of transition from the world of work to one of leisure and personal fulfillment. Carefully preparing can give you peace of mind, freeing your headspace for life’s more meaningful moments.
Navigating the Complexity of Inheritance
Inheriting wealth is an emotional, legal and financial journey. Seeking guidance from a team of professionals as you navigate this journey will provide insight and support to your decision making process along the way.
Love It or List It: Navigating Your Evolving Home Needs
The decision to move or renovate depends on a multitude of factors. Consulting with experts such as real estate professionals, mortgage brokers and financial professionals can provide valuable guidance in choosing your path forward.
Making the Leap: Tax Planning for Gaps in Income
With intentional planning, gaps in taxable income can create valuable tax planning opportunities that aren't available in high-income years. Understanding these opportunities makes it easier to take the leap.
Engaging with Aging, Part 2
With age comes change, and change means facing the unfamiliar. Part of the unfamiliar journey is the decision to age in place, or finding a care community to support your needs.
Engaging with Aging, Part I
Gradual changes in our physical and mental abilities, coupled with changes to our social landscape, bring many to consider a more dramatic change: – should they move to a residential community that provides built-in care services and new social opportunities Or should they stay in their home?
Protecting the Future, Celebrating the Present
Knowing what you’re spending money on or saving for, and importantly why, can help you to balance the future and present, allowing you to find fulfillment in the financial choices you make.
Leaving a Personalized Legacy
To personalize your legacy, take a step forward with your estate planning, adopting an attitude of contemplation as you mentally meander through what you want and what you don’t want.
The Right Amount of Liquidity
Many things can affect the “right” amount of cash to have on hand. In our conversations with clients, we compare it to financial decisions involving a trade-off between security, risk, and return.
Moving House
There will always be unknowns when embarking on a big move to a new state or country, but it will be smoother – and more exciting – when you take the time to plan in advance.
Broadening the View on Taxes
Good tax planning does not simply mean minimizing your tax bill every year. A broader view allows you to better balance tax considerations with other priorities in your life.
Back to the Future: Electric Vehicles
If you enjoy having the latest technology and you’re willing to pay a slight premium for that experience, or you hate paying for gas and like the idea of fighting against climate change, then the new landscape of EVs provides some enticing options.
Finding Inflation’s Silver Lining
As inflation emerges from a long hibernation, the impact on consumers is acute. It's important to acknowledge that inflation has been a normal and recurring part of economic growth throughout history - and can have some silver linings.
Moving From Innovation to Trust
The stakeholder-centric lens is an important innovation to the capitalist structure. It is also an important counterpoint to the shareholder-centric profit concerns that dominate the early development stages of the technical innovations that drive economic growth.
Staying Safe in a Digital World
Protecting yourself against identity theft and other common scams can be daunting. Identifying ways to stay safe in the digital age can help prevent online threats from becoming a reality.
Raising Financially Confident Kids
Helping kids understand basic financial concepts early in life can give them confidence in their ability to save and spend wisely.
A Gift Between Generations
Financial situations are as varied as family situations, and bringing generations of families and finances together reveals a nuanced array of issues.
Intentional Spending
Instead of limiting ourselves with a budget, let’s express ourselves with a spending plan. When you have a spending plan aligned with your values, it’s easier to give yourself permission to enjoy the spending and invest in living.
The Power of Being Known
A client-advisor relationship can be much broader and richer than retirement calculations and investment strategies. Allowing an advisor to truly know you increases your trust and effectiveness in financial decision-making.