Moving House
There will always be unknowns when embarking on a big move to a new state or country, but it will be smoother – and more exciting – when you take the time to plan in advance.
Broadening the View on Taxes
Good tax planning does not simply mean minimizing your tax bill every year. A broader view allows you to better balance tax considerations with other priorities in your life.
Back to the Future: Electric Vehicles
If you enjoy having the latest technology and you’re willing to pay a slight premium for that experience, or you hate paying for gas and like the idea of fighting against climate change, then the new landscape of EVs provides some enticing options.
Finding Inflation’s Silver Lining
As inflation emerges from a long hibernation, the impact on consumers is acute. It's important to acknowledge that inflation has been a normal and recurring part of economic growth throughout history - and can have some silver linings.
Moving From Innovation to Trust
The stakeholder-centric lens is an important innovation to the capitalist structure. It is also an important counterpoint to the shareholder-centric profit concerns that dominate the early development stages of the technical innovations that drive economic growth.
Staying Safe in a Digital World
Protecting yourself against identity theft and other common scams can be daunting. Identifying ways to stay safe in the digital age can help prevent online threats from becoming a reality.
Raising Financially Confident Kids
Helping kids understand basic financial concepts early in life can give them confidence in their ability to save and spend wisely.
A Gift Between Generations
Financial situations are as varied as family situations, and bringing generations of families and finances together reveals a nuanced array of issues.
Intentional Spending
Instead of limiting ourselves with a budget, let’s express ourselves with a spending plan. When you have a spending plan aligned with your values, it’s easier to give yourself permission to enjoy the spending and invest in living.
The Power of Being Known
A client-advisor relationship can be much broader and richer than retirement calculations and investment strategies. Allowing an advisor to truly know you increases your trust and effectiveness in financial decision-making.
Power of Attorney: A Caretaking Role
Being power of attorney for someone is a fiduciary responsibility, and it’s not one we should agree to lightly. We agree to serve because it means taking care of someone we love when they can no longer care for themselves.
Mindful Finance
Periodically taking time to review your financial situation can alleviate stress and give you a sense of control.
Sharing the Power (of Attorney)
Naming a good power of attorney and sharing your wishes, values, and financials with them will ease the transition into sharing control of critical aspects of your life and provide peace of mind.
Illuminating the Next Chapter
At its core, cash flow planning is about helping us make better decisions. It involves organizing our financial life into something comprehensible and then looking into the future to understand the range of potential outcomes.
Personalizing Your Pension Election
For employees with access to a pension plan, there is a choice between managing their own pension assets for maximum flexibility or delegating responsibility to their employer for maximum certainty.
Embracing Mental Accounting
The phenomenon known as "mental accounting" shapes how we categorize and value money, consciously or not, and influences how we behave and interact with it.
Paying for Certainty
Every decision to keep or pay down debt balances both personal and financial benefits, and not every circumstance is created equal.
Planning While the World is in Flux
Plans rarely come with a guaranteed outcome. However, the process of planning reduces uncertainty and increases the likelihood that you will arrive at an outcome that aligns with your values and priorities.
Tender Offers: The New IPO
Tender offers provide employees of pre-IPO companies the opportunity to sell some shares while a company is still private. It's a strategy the benefits both the company and its employees.
Firewise Planning
Fire season is now an annual concern for Californians. Having a plan for the risk of fire can better protect your family's financial resources.