When to Claim Your Social Security Benefits
Social Security benefits are an important component of any retirement plan. The decision of when to claim Social Security benefits should be based on your individual circumstances.
Smoky Skies
While it's natural to feel uneasy when short-term risks such as wildfires or weak corporate earnings cast a shadow over the financial markets or local skylines, history reminds us that these risks will pass with time. Financial shocks are a natural part of being a long-term investor, which is why it is important to build a portfolio that prioritizes resiliency.
Runway to Retirement
For many, the years leading up to retirement are a time of transition from the world of work to one of leisure and personal fulfillment. Carefully preparing can give you peace of mind, freeing your headspace for life’s more meaningful moments.
Duct Tape and Baling Wire
Transformation of industrial processes is key to slowing the growth and eventually decreasing the pace of carbon emissions. Space research has made contributions to development of measurement technologies that have allowed for innovation and improvement.
A Labor Day Break
We are taking a break from our regularly scheduled reflection to begin our Labor Day weekend by closing laptops, turning off Zoom, and taking a moment to reflect on the hard work of our team.
Space and Spinoff Innovation
Like the first in a line of dominos, public investment in large-scale scientific endeavors can start a chain reaction of innovation that benefits economic growth and sustainable development in unforeseeable and beneficial ways.
Navigating the Complexity of Inheritance
Inheriting wealth is an emotional, legal and financial journey. Seeking guidance from a team of professionals as you navigate this journey will provide insight and support to your decision making process along the way.
Love It or List It: Navigating Your Evolving Home Needs
The decision to move or renovate depends on a multitude of factors. Consulting with experts such as real estate professionals, mortgage brokers and financial professionals can provide valuable guidance in choosing your path forward.
Downgrade Déjà Vu
The recent US credit downgrade by Fitch Ratings is less about financial fundamentals, and more about political will and the process of level-headed governance.
Bending the Climate Curve
The road ahead for climate change and more extreme weather is one of acknowledging what’s happening and adapting our policies, our economy, and our day-to-day lives. We are experiencing very real change, and it is time to respond.
The Surprising Stability of Housing Prices
Home prices have remained surprisingly resilient and have only declined incrementally from their record highs in spring 2022 despite mortgage rates having doubled over a similar timeline.
Making the Leap: Tax Planning for Gaps in Income
With intentional planning, gaps in taxable income can create valuable tax planning opportunities that aren't available in high-income years. Understanding these opportunities makes it easier to take the leap.
Predicting the Past
Q2 2023 Market Commentary
The challenge of prediction is not in determining what will happen, but rather when it will happen.
Engaging with Aging, Part 2
With age comes change, and change means facing the unfamiliar. Part of the unfamiliar journey is the decision to age in place, or finding a care community to support your needs.
School’s Out for Summer
As we move into summer, we recommend ignoring the short-term noise of Fed meetings and interest rates. Opting instead to embrace new routines, longer summer days, and a break from the school year, knowing that a portfolio with a long-term strategy will remain resilient through any ups and downs.
Engaging with Aging, Part I
Gradual changes in our physical and mental abilities, coupled with changes to our social landscape, bring many to consider a more dramatic change: – should they move to a residential community that provides built-in care services and new social opportunities Or should they stay in their home?
Debt Ceiling Déjà Vu
We recognize that the debt ceiling is a negotiation, and classic public negotiation tactics should be expected. While headlines can make it tough to find reasons to be optimistic, it’s helpful to look to the historical patterns of similar negotiations to put current events into context.
Missing the Forest for the Trees
Understanding how global economic systems affect global ecosystems allows for better economic and financial decision making. Together with consumer demand and policy changes, investors have the ability to influence our efforts to protect the environment through financial allocation.
Leaving a Personalized Legacy
To personalize your legacy, take a step forward with your estate planning, adopting an attitude of contemplation as you mentally meander through what you want and what you don’t want.
Straight-Line Thinking
It is human nature to assume the present landscape will continue unchanged. This straight-line thinking can impede our ability to make decisions about a future that is constantly in flux.