It’s easy to become confused by the array of different investment options, such as pre-tax and post-tax accounts. Are there optimal periods to open, contribute to, and withdraw from them? While we regularly advise on and manage strategic decisions for our clients, having a base familiarity with various investment vehicles and techniques is often helpful.
Beyond awareness of what types of scams are out there, it’s important to recognize why they succeed, and acknowledge the pitfalls of some common reactions should they happen to you or a loved one.
Whether couples combine their finances, keep them separate, or use some combination of both depends on their individual preferences, values, and circumstances. Whatever path they choose, having a full picture makes it easier to engage with major financial decisions.
As the holiday season shifts into full swing, now is a good time to begin looking at your upcoming expenses ahead of end-of-year financial planning, along with fine-tuning your annual budget as you prepare for the coming new year.
Knowing what you’re spending money on or saving for, and importantly why, can help you to balance the future and present, allowing you to find fulfillment in the financial choices you make.
There will always be unknowns when embarking on a big move to a new state or country, but it will be smoother – and more exciting – when you take the time to plan in advance.
Helping kids understand basic financial concepts early in life can give them confidence in their ability to save and spend wisely.
Instead of limiting ourselves with a budget, let’s express ourselves with a spending plan. When you have a spending plan aligned with your values, it’s easier to give yourself permission to enjoy the spending and invest in living.
A client-advisor relationship can be much broader and richer than retirement calculations and investment strategies. Allowing an advisor to truly know you increases your trust and effectiveness in financial decision-making.
Periodically taking time to review your financial situation can alleviate stress and give you a sense of control.
We are all money people, each with a unique money story. Understanding your story is critical to effectively engaging with financial decision-making.
Periodically taking time to review your financial situation can alleviate stress and give you a sense of control.