Pedaling as Fast as We Can
Optimism in the markets is being driven by innovation, ultra-low interest rates, and the promise of financial and public health support from the government. Are we running ahead of reality?
Go, Go, GameStop?
The market gyrations caused by the bizarre and meteoric rise of GameStop stock illustrates the sharp contrast between short-term trading and long-term investing.
The Arc of Change
The arc of change bends towards justice but it isn't guaranteed. It requires hard work and tireless effort stretching across generations.
Points of Consistency
Q4 2020 Market Commentary
As we enter 2021, we expect to encounter potholes as well as progress, with an uneven path to global economic recovery over at least another year or two.
An Orange Sky, and a Green Future – Part II
Vaccine rollout and increased spending on green infrastructure may make 2021 a much more positive year economically than 2020. Whether or not stock prices have further room to rise in the near term, is yet to be determined.
Progress, Not Perfection
2020 brought dramatic change to our daily lives and prompted adaptation in many industries. Although 2021 will probably not be a smooth ride, progress will be the main theme.
Donor Advised Funds
Donor Advised Funds are powerful tools for legacy planning, can also benefit tax planning, and help mitigate gains from appreciated stock.
Cybersecurity: The Challenge of Digital Dependence
The growing role of technology in recent decades has expanded a new frontier of risk for companies and individuals alike: cybersecurity. Ironically, we refer to an invasive computer code as a virus.
Investing Forward Podcast
North Berkeley Wealth Management was featured on the Investing Forward podcast discussing community investing, CDFIs, and CNote.
The Paradox of Partial Information
All decision-making, in investing and in life, is made with partial knowledge. It is important to find the right balance of potential and security so that we can have peace of mind in the moment.
New Solutions, New Challenges
Environmental concerns have led many people to embrace electric vehicles. Demand is driving innovation and widespread adoption is sparking growth in new industries, especially around the reuse and recycling of batteries.
Necessity – The Mother of Invention
The vaccine announcements provide hope for the resumption of robust economic activity, but the market and the country will need to navigate a hard winter before the distribution process is functionally underway.
The Next Phase
We believe a new phase of market growth will result from adaptation as we enter a new economic landscape.
The Value of Uncertainty
Certainty has value. Uncertainty has potential. The balance of the two is vital to our continued growth, both individually and as a community.
Optimism Fatigue
The worsening pandemic and uncertain financial markets are causing optimism fatigue. The key to fighting this fatigue is consistency in approach and taking a long-term view.
Beyond the Election Cycle
During the election cycle, people wonder how each candidate or political party will impact financial markets. The specific party in the White House impacts market returns less than many people would like to believe.
Taking In The View
There is anxiety about the near future and how it will affect financial markets. It's important to remember that short term variation is usually reversed at some point, averaging out to create consistent longer term results.
The Power of the Shareholder Vote
The shareholder vote is a powerful tool for creating systemic change within companies.
Shopping Small Wins Big
The reality for small businesses in the US is that the landscape is changing, but these shifts are also opening new opportunities and new audiences for business owners willing to adapt.
Unequal Impact, Unequal Recovery
Q3 2020 Market Commentary
A "K" shaped pattern recognizes the dramatic variation in recovery among different industries, demographics, and individuals, and highlights the current inequality in our economy.
Communication, Interrupted
The recent presidential debate highlights the disruption of interrupted communication. In the markets, and in our personal financial lives, effective communication allows us to form expectations and act accordingly.
Shareholders, Stakeholders, and Reclaiming Economic Power
Stakeholders, not just shareholders, need to be considered to rebalance economic power and make a more sustainable financial system.
Rest in Peace, Justice Ginsburg
Our founding partner, Kate Campbell King, reflects on the life of Justice Ruth Bader Ginsburg, the experience of understanding loss, and how we carry her legacy with us.
Who’s Got Your Back?
The point of estate planning is to prepare now to make things easier for yourself and your loved ones later.
North Berkeley Sponsors #Unbound
We're pleased to sponsor this exciting and important event from the Bay Area Book Festival that speaks to the issues of equity and belonging facing our nation.