When Good News is Bad News
Market movements can feel chaotic over the short term, and the noise of daily market headlines can make investors question whether the historical patterns of growth will continue to hold true.
Moving From Innovation to Trust
The stakeholder-centric lens is an important innovation to the capitalist structure. It is also an important counterpoint to the shareholder-centric profit concerns that dominate the early development stages of the technical innovations that drive economic growth.
Midterms and Markets
While financial markets may breathe a sigh of relief following midterm election results, the present reality is that ongoing concerns about global recession, high inflation, and tighter central bank policies could limit the enthusiasm of any post-election rally.
Staying Safe in a Digital World
Protecting yourself against identity theft and other common scams can be daunting. Identifying ways to stay safe in the digital age can help prevent online threats from becoming a reality.
Empowering Women through Financial Literacy
The YWCA Berkeley/Oakland promotes financial literacy yearly with its Young Women and Money Conference. We're proud to be sponsors of the event.
Raising Financially Confident Kids
Helping kids understand basic financial concepts early in life can give them confidence in their ability to save and spend wisely.
The Role of Relief Rallies
It is human nature to assume that a current trend will continue unimpeded and that equity prices will continue to fall without relief. Reality rarely unfolds in such straight lines.
A Gift Between Generations
Financial situations are as varied as family situations, and bringing generations of families and finances together reveals a nuanced array of issues.
For Whom the Earnings Bell Tolls
The question facing investors in the near term is how to interpret the interconnectedness of the broad economy when presented with quarterly earnings data from a single company.
Precarious Expectations
Investors often expect the status quo to continue indefinitely but markets can change course rapidly. There are measurable benefits to balancing historically-rooted optimism and a timeframe that extends beyond the present moment.
Keep Calm and Carry On
While there is always a shortage of certainty about the future, consistent and deliberate planning can ease the discomfort of forced change.
Power of Attorney: A Caretaking Role
Being power of attorney for someone is a fiduciary responsibility, and it’s not one we should agree to lightly. We agree to serve because it means taking care of someone we love when they can no longer care for themselves.
A Recession by Any Other Name
Although there’s confusion around the definition of a recession, it’s helpful to remember that periods of economic slowdown – whether they are officially deemed a recession or not – are a normal part of the economic cycle.
Double-Edged Dollar
Similar to other assets, currency markets have cycles and are sensitive to the near and intermediate-term outlook for the global economy. As the US dollar gains strength on global markets the results of the appreciating currency remain complex.
Sharing the Power (of Attorney)
Naming a good power of attorney and sharing your wishes, values, and financials with them will ease the transition into sharing control of critical aspects of your life and provide peace of mind.
The Patience of Incremental Change
Investments can't change everything, but they provide a form of action when we are otherwise overwhelmed by climate change or the need for equity, and they are the language through which our country expresses itself.
Invested for the Long-Term, Living in the Short-Term
For investors, watching the value of their portfolios decline is often uncomfortable, which highlights a fundamental challenge during periods of market turbulence: we are invested for the long-term, but we live our lives in the short-term.
Change Under the Surface
Being a long-term investor means tolerating periods of uncertainty, and knowing that they will also lay the foundation for the growth that will follow.
From Cacophony to Symphony
While we can't predict how long stock price declines will last, we are committed to calmly maintaining stock exposure and regular rebalancing.
Complexity and Its Discontents
Inflation will likely recede as the year progresses, although there may also be new cycles of supply challenges, as well as an overall economic slowdown due to higher interest rates.