Articles by Brian Kozel

Complex systems like energy grids or financial markets aren’t perfect, but they are designed to be resilient. When catastrophes happen, resiliency matters more than perfection.

Covid-19 could shift from a pandemic disease to an endemic one. Businesses understand this shift and new and potentially lucrative Covid-19 business lines are quickly emerging.

The market gyrations caused by the bizarre and meteoric rise of GameStop stock illustrates the sharp contrast between short-term trading and long-term investing.

The arc of change bends towards justice but it isn't guaranteed. It requires hard work and tireless effort stretching across generations.

Vaccine rollout and increased spending on green infrastructure may make 2021 a much more positive year economically than 2020. Whether or not stock prices have further room to rise in the near term, is yet to be determined.

2020 brought dramatic change to our daily lives and prompted adaptation in many industries. Although 2021 will probably not be a smooth ride, progress will be the main theme.

The growing role of technology in recent decades has expanded a new frontier of risk for companies and individuals alike: cybersecurity. Ironically, we refer to an invasive computer code as a virus.

All decision-making, in investing and in life, is made with partial knowledge. It is important to find the right balance of potential and security so that we can have peace of mind in the moment.

The vaccine announcements provide hope for the resumption of robust economic activity, but the market and the country will need to navigate a hard winter before the distribution process is functionally underway.

We believe a new phase of market growth will result from adaptation as we enter a new economic landscape.

Certainty has value. Uncertainty has potential. The balance of the two is vital to our continued growth, both individually and as a community.

The worsening pandemic and uncertain financial markets are causing optimism fatigue. The key to fighting this fatigue is consistency in approach and taking a long-term view.

During the election cycle, people wonder how each candidate or political party will impact financial markets. The specific party in the White House impacts market returns less than many people would like to believe.

The reality for small businesses in the US is that the landscape is changing, but these shifts are also opening new opportunities and new audiences for business owners willing to adapt.

The recent presidential debate highlights the disruption of interrupted communication. In the markets, and in our personal financial lives, effective communication allows us to form expectations and act accordingly.

Does disruptive change lead to action or paralysis? Whether you fall into the ‘hold tight’ camp or the ‘embrace the change’ camp or somewhere in between, it is key that your financial resources can support your particular life needs.

For a green future, enormous growth is needed in companies and industries that support renewable energy.

When a stock splits, the size of the pie doesn't change, just the number of pieces. So why do investors get so excited when it happens?