Whether you’re motivated by a passion for a particular cause, a desire to give back to the community, or you want to support a loved one’s passion or cause, charitable giving is a way that many of our clients choose to have an impact in areas that are important to them.
In honor of our team member Ariana Alisjahbana welcoming her first child this week, we are rerunning an article from June 2022 that highlights financial considerations to keep in mind as you celebrate this next phase of life. Congratulations to Ariana and her growing family!
Even while tuition bills seem far off in the future, 529 plans can be a powerful tool which can help parents establish the habit of saving early and ease some of the financial and psychological stress that can arise as college enrollment approaches.
Social Security benefits are an important component of any retirement plan. The decision of when to claim Social Security benefits should be based on your individual circumstances.
The decision to move or renovate depends on a multitude of factors. Consulting with experts such as real estate professionals, mortgage brokers and financial professionals can provide valuable guidance in choosing your path forward.
To personalize your legacy, take a step forward with your estate planning, adopting an attitude of contemplation as you mentally meander through what you want and what you don’t want.
Many things can affect the “right” amount of cash to have on hand. In our conversations with clients, we compare it to financial decisions involving a trade-off between security, risk, and return.
Good tax planning does not simply mean minimizing your tax bill every year. A broader view allows you to better balance tax considerations with other priorities in your life.
Being power of attorney for someone is a fiduciary responsibility, and it’s not one we should agree to lightly. We agree to serve because it means taking care of someone we love when they can no longer care for themselves.
Naming a good power of attorney and sharing your wishes, values, and financials with them will ease the transition into sharing control of critical aspects of your life and provide peace of mind.
At its core, cash flow planning is about helping us make better decisions. It involves organizing our financial life into something comprehensible and then looking into the future to understand the range of potential outcomes.
For employees with access to a pension plan, there is a choice between managing their own pension assets for maximum flexibility or delegating responsibility to their employer for maximum certainty.
The phenomenon known as "mental accounting" shapes how we categorize and value money, consciously or not, and influences how we behave and interact with it.
Every decision to keep or pay down debt balances both personal and financial benefits, and not every circumstance is created equal.
Plans rarely come with a guaranteed outcome. However, the process of planning reduces uncertainty and increases the likelihood that you will arrive at an outcome that aligns with your values and priorities.
Fire season is now an annual concern for Californians. Having a plan for the risk of fire can better protect your family's financial resources.
There are four primary avenues to paying for college: scholarships, student loans, work-study, and savings. Many families' college cash flow plans include several of these options, and each has different lessons for parents and children.
As you build wealth over time, you start to develop a portfolio of investments beyond cash, which provides other options for funding your financial needs.
A successful transition to retirement must express your values. Understanding the motivation behind your decision, and being prepared for how you will spend your time post-retirement, are key steps to achieving a fulfilling retirement.
Taxes is one of life’s certainties and we have seen countless times that having the right professional and effective collaboration can make all the difference.